38% of times, debt funds earn more than equity funds

46% of times Gold does better than stocks

39% of times global stocks earn more than 🇮🇳 stocks

However, over 25 years Nifty has earned more than all

So….

Don’t invest in Multiple assets if you can remain unswayed in years of bad returns by core asset class

BUT

We cant remain unaffected when stocks are down 20-50% & gold / bonds are rising

Instead of chasing the asset class with high past returns, mix asset classes

Why?

Because, mixing does something very sensible

It lets you invest in all asset classes & rebalances in such a way that you take advantage of returns fluctuations by trimming from what has run up and using that money to invest a bit more in what’s not run up

In summary ….

So far evidence shows stocks have earned better returns over long term & yet to stay invested for long term, presence of other asset classes selectively ensures we stay invested meaningfully in the best asset class